By Admin on May 30, 2008 in Personal Finance
seashells3042 asked:
who has the best cd rate
does liposuction really work, how long does it last
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who has the best cd rate
does liposuction really work, how long does it last
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You will have to shop around as 30 yr fixed rate change with the market change. If u are trying to buy a house, dont wait too long to surprise yourself with higher rates. Presently any rate between 5.5 to 6 is good
desi_dreamz | Jun 5, 2008 | Reply
There is no standard answer, as rates change daily. It depends on how aggresive the bank wants to be, and the loan officer. When comparing rates, you should do so on the same day. The 2 important questions you need to ask is the rate on that specific day, and the amount of ALL closing costs. A lot of lenders (particularly brokers and on-line mortgage companies) only include THEIR closing costs, and not outside 3rd party costs such as attorney fees, title insurance, recording fees, appraisals. etc.
g_danadwyer | Jun 5, 2008 | Reply
By far, me! Just being facetious. There are three variables that go into determining what ones interest rate will be 1. Fico score 2. DTI (debt to income ratio) 3. LTV (loan to value). Different lenders have different niches. Some cater to those with perfect credit while there are those that cater to those with les than perfect credit. You need to shop around for the best deal possible, but there is no better place to start than with me. Kevin M. Rhodes – Senior Mortgage Consultant – Fairfield Financial Mortgage Group, Inc. 800-370-6669 x183 or. I will be happy to conduct a no cost, no obligation financial analysis for you and quote you a rate. Regards!
kevinr3d | Jun 6, 2008 | Reply