june asked:


I choose fixed rate 3.79% on four years. I can change my option to closing date, i can pick up the variable 2.85% closed on 5 years. Can be this one one better option ?

STARYDYNAMO asked:


Sorry to ask the shocking stupid question! I am coming to the end of my mortgage term ( end of September) and am wandering if the mortgage rates will go down (currently for at 6.99%). Do you think it will go down by this time? I am in the UK.

energystats asked:


I have more than enough money to afford to pay for a house in full. However, I think I can get better returns on my money than the cost of a mortgage. What is the most aggressive mortgage I can get, knowing that I can always pay it down in the event that I need to?

abe3475mn asked:


Does the commission on commercial mortgages go down the higher the amount of the mortgage. On a 25mil mortgage what is the standard commission rate? What is the commision rate on line of credit?

LL asked:


I am looking to refinance my 5 yr ARM (coming up in June) to a 30 yr fixed rate mortgage. My current lender is offering 4.5% with 3 points. A local lender in the area is offering 4.5% with .75 points. Do you think these are good rates? It’d be easier to stay with current lender but there is a big spread in the points….any suggestions? Do you think I should hold out and rates will come down even more?

Gosling asked:


I currently have Buy to Let mortgage fixed until October at 4.99% on a loan of £171,000. Property value – £250,000. Does anyone know if there are any re-mortgage rates available at less than 6%? And if so a link would be useful. Thanks.

JPA asked:


The Fed is expected to drop interest rates again soon (50 basis points, maybe as much as 75 basis points). How is that likely to affect the mortgage refinance rates (would it be better to wait a few days or to refinance now)? Thanks

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Rich B asked:


Looking at refinancing a home loan. I have over 25% equity in my home and an excellent credit score. Currently paying 6.5% on a 30-yr fixed and I know I can do better. What rates are out there in the market right now? Looking for fixed 15 years minimum or adjustable 5 years or more.

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Jill asked:


I signed up for fixed rate which isn’t due to expire for a couple of years , can i get out of it before it`s due and will there be a fee?
I don`t want to pay it off i just want to change to a cheaper one now that the mortgage rate has gone down…or if i stick with it will it mean i pay off my mortgage quicker?

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gevikabed asked:


I’m in the middle of buying a house and I’m waiting for the best time to lock my mortgage rate. I have 15 days time limit for doing my paper work for my mortgage.

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