Can anyone help or have an advise with mortgage/loan problems? »

TL M asked: Im stuck with this called ARM loan,my home is going down value wise and my loan is going up as I am only paying the minimum monthly interest to my 100% financing loan.I think im sinking,should i sell it or if it would be sold,it might not even cover my whole loan [...]

If a person has a mortgage loan when is the best time to pay extra on the mortgage? »

PsychoSam asked: This question is for all those folks that don’t know too much about mortgage loans. Is it true that the best time to pay extra on mortgage loans are at the beginning years of a mortgage loan? That way an individual can beat the bank on the interest. Please give me your thoughts [...]

Refinance Mortgage or Home Equity Loan? »

Bleaker asked: I need to get some home repairs done and have the option to refinance my mortgage at the same rate (6%) for 30yrs or go the Home Equity loan route with 7.85% for 15 years. Does anyone know if one option is better than the other in the long run?Content for WordPress

Is a Reverse Mortgage a safe loan? »

MrStevens asked: My neighbor told me about these reverse mortgage loans and I wanted to ask here if this a safe way to get some cash out of my home. I live in Ft. Lauderdale, Fl. and am retired 6 years now.Content for WordPress

Reverse Mortgage or second home loan? »

Day Dreamer asked: I need to replace the roof, lawn sprinklers and other around the home issues. Which one are better and who to contack. FYI: I racing against the clock here.Content for WordPress

what happens if I am on a mortgage with my boyfriend and I want out of the relationship? »

dani asked: My boyfriend and I are about to be on a mortgage loan together. We may or may not get married in the future. We have had our share of problems and I worry that the relationship is not going to last forever. At the moment though we both want this home and are [...]

How does the debt collection process work on an unsecured loan? »

Catwoman asked: I am 105K in debt(mortgage, student loan, car and the unsecured loan) and lost my former job due to lack of work. I got a new job but I am out 15K/yr. Through much juggling, I am paying off everyone except the unsecured loan on which I am paying 30/month(they want 260/mth) and [...]

Can you be late on your current loan during process of refinancing w/another mortgage company? »

ski w asked: My current loan will be 30 days late in 8 days. I do not want to pay current lender another payment! Will the company I’m working on refinance with check my credit anymore before closing the loan?Website content

How should I go about selling my current home that I have a mortgage and home equity loan on and go about. »

nicolepatricksoellner asked: We want to relocate to my home town to better off my children this would give them a better school district and we would be alot closer to my family, just how do we go about doing this? We have a mortgage on the house we live in now and a home equity [...]

is a mobile home mortgage the same as a rv loan? »

mickeymouse_96 asked: I was thinking about getting a mobile home but I had heard that a mobile home mortgage is the same as a car loan. I found a mobile home for 115,000 would that qualify for a home mortgage since it is a very high amount?Website content

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