TheDiciple asked: I am looking to purchase a home. Looking for an Arm rate (5/1). I have Excellent credit, great job, i wont be putting anything down and will be piggybacking the loans 80/20. IF im borrowing around 300K what is the lowest i could get for a loan? IF any out there are [...]
jnewsom11 asked: hi, i own a flat which has been valued at 215 in london bought for 192 2 years ago with a 20k deposit. i want to get a second buy to let mortgage – my income is about 42k with no loans or committments..
but i keep getting told i am not eligible – [...]
MH asked: For example, I take both loans and refinance them together as 1 loan with a 30 year loan?
leonila asked: ex cleaned out my acct of 25k without my knowledge, my credit cards-he was authorized user, i walked away with debt incurred by other, loans to repay, etc. i was not financially careful. i pay $1400. in rent now.
erieanna c asked: My mother signed a home equity loan with my grandfather who has just passed, and I am trying to help her pay the bills but the payment on the house is too high. If she refinances could her payment go down? Are there any other options, or any kind of [...]
Anne Marie C asked: I am trying to refinance my existing home loan, plus a 2nd mortgage as well as a number of other loans, cards etc. I do have 2 defaults on my file, one paid and one unpaid. Has anyone been in a similar situation and how did they refinance
KJ asked: Lets say you have $5000 coming in per month, how much is a safe amount to spend on a mortgage, while still saving some for car payments, other loans, insurance, groceries, emergencies, etc? My dad said a 1/4 of your net income is a good idea per month to spend on your home [...]
crisislooming asked: If I can not pay a home equity line of credit with one bank but I continue to pay the 1st mortgage what action does the home equity line of credit holder take? Both loans are up to date, but I will be unable to pay the HELOC much longer. I [...]
No Equity asked: I own a single family property in IL. I have a 1st mortgage that was 100% LTV that was used to purchase the home and a 2nd mortgage that is a 120% LTV that was used to consolidate debt. The value of the home is about $40,000 short of what [...]
Ustun Inan Insurance asked: He suggested the Mortgage Companies negotiate with homeowners, instead of forclosures.What he didn’t tell you is that everytime Mortgage companies negotiate new loans, there are new fees,commissions and other expenses, and those are added to the loan balances upfront, increasing what the homeowners owe. There are no magic way to [...]
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