Secrets Banks and Lenders Don’t Want You to Know/ Mortgage Free for Life! »

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Where was the Democratic leadership before the housing bubble burst? »

nickthaniel1 asked: Should they investigate themselves for dereliction of duty and gross negligence? Aren’t they responsible for oversight? Did they not know about all the no money down loans and negative amortization loans? If they took money from the people they are now grandstanding against are they criminals? Also, now that the market has collapsed [...]

sites that compare bank mortgage rates? »

triton17 asked: We want to begin house hunting, but we need to begin by finding a lender… what’s the best way to begin? Are their websites that compare different banks and lenders without having to initally go to individual sites of different banks/lenders? Thanks! PS – we live in MA

I have a Buy To Let mortgage on a fixed rate which is due to expire soon. Any suggestions? »

fodigie2004 asked: In light of the financial meltdown and with many mortgage deals being pulled by the lenders, what are my realistic options? I purchased the property in Dec 2005 for £200,000 with a deposit of £75,000 and a mortgage of £125,000. The value of the property is now about £220,000 – so the LTV [...]

How can I get a home loan with bad credit? »

am asked: I am desperately wanting to purchase a home for me and my children. I have a steady income and the down payment but my credit is in bad condition. We desperately need to move from our area, but the rental amounts are too high. I attempted to acquire a loan through Bank Of [...]

How should I pay off the rest of my mortgage? »

mandy asked: I have 3 years and 3 months left on my mortgage and the outstanding balance is £23,281.10 – I can’t decide whether it would be cheaper to get a personal loan out and pay it off or whether to just stick with it. I might also look at changing lenders, although I don’t [...]

How many days do I have to shop for a mortgage after my first pre-approval before my credit score goes down? »

Mike G asked: Since your credit score goes down every time somebody sees it. Is there a fixed period of time that can allow me to compare differents lenders when shopping for a mortgage loan without affecting my credit score?

What is the difference between a 1st mortgage, 2nd mortgage, and home equity loan? »

adamea5@sbcglobal.net asked: I am searching for financing to make home improvement repairs, I submitted a request for a home equity loan through lending tree. The lenders throwing out terms such as 1st mortgage, 2nd mortgage, and home equity loan.

Military or Veteran’s Mortgage financing, who has the best deals around besides USAA? »

nina3311 asked: I know Im supposed to check everytday…. Right now I am only tracking USAA and Pentagon Credit Union. Seen Bank of America and Wells.. not a good deal at all. The best one by far has been USAA. Im wondering if there are any other Lenders outthere.

How does home equity loan qualification works if you’re self employed? »

smiling_chicka asked: I am self employed and want to get qualified for home equity loan. What are the qualifications lenders look at. What do I need to show them and have? Been trying to find out on the net, but can find any good resources. If you know any and dont mind sharing would be [...]

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