gmf3268 asked:


I am giving my notice to a very secure job tomorrow, in the commercial lending industry. I really like working in mortgage financing and did it for two years previous to this job. I want to jump back in, but don’t know if I’m making a mistake, what do you think?

4urinfo asked:


I just lost my job and I have no savings at all. I’ve been paying the minimum payment for my credit cards but now I can’t no more. I’ve always been responsible with my bills but I came to this that I have no job and don’t know what to do. Just wondering besides getting bad credit what else can happen. Thank you.

Howdy’s Girl asked:


I found a fixer-upper well below my max for a mortgage. It’s a 3 bedroom house on 2 acres about an hour from my job. In your opinion, does a cheap mortgage outweight 2 hours of driving per day??

Mscandia68 asked:


I have a good credit score (720) and a decent down payment (20 %) but I have only been at my job 6 months, and I don’t work there in the summer. I will have to find seasonal summer work and I know that usually doesn’t count in the calculation. I plan to have a roommate to help me make the payments. Are there any reputable mortgage companies that still offer a no-doc loan based on good credit?

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jasonex asked:


The situation is this. My wife and I bought a home b4 we had kids. she is now a stay-at-home mom and does not have a paying job. We want to refinance to lower the payments. Does the bank require a credit check on both spouses or is it normal that they only care about the one who has a job? Any mortgage professionals out there with the real answer? Really appreciate it. Thanks.

Lindsey J asked:


My fiance and I bought a house for 429500 in November, he is thinking about taking a job in another state. We put no money down on the house and the house has gone down in value. Because we could barely afford the payments we have NO savings. What would happen to our mortgage if we had to sell at a lower price. Niether of us has good credit, and we realize that buying the house to begin with was bad, our realtor insisted we would be fine… stupid us listened to her… What can we do? Are we stuck?

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Evil J.Twin asked:


My partner and I are looking for a mortgage lender. We are 1st time buyers in England(midlands). We would prefer a 100% mortgage but my partner has CCJs(they are all paid off)and I currently don’t work. We have looked into different mortgages but can only get around £75000 and would also need a deposit. This is a problem because all the suitable houses are over £100000 and also, because we have quite a high rent, there is no way we can afford a deposit. Does anyone have any ideas of where to look?
My partner has a good, well paid and secure job.
we do have credit unions but I am not sure how good they are. I think they are more for people on social security and stuff like that. I will try them though.

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Huynh T asked:


foreclose the house. Will the mortgage companies go after her with the money her own ( she have some money in her bank). CA law. thanks
she has money in different banks that is not the banks she has mortgage loan.

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evilbunnyhahaha asked:


,my father in law had 2 stop working 4 a while when he hurt his thumb badly. now its better and he’s trying 2 get a job but the only ones he can get are volentary work. now him and my mother in law are struggling 2 pay the mortgage. any idea’s on any help to pay it they can get until he does get a paying job?

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Alan S asked:


I currently live at home but have a buy to let property in Kent. I have been offered a job in Berkshire so will be moving out and am reluctant to sell the flat! Can I get a seperate residential mortgage for me to live in and have two mortgages from just the one salary?

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