dawgfan016 asked:


I am making an amortization schedule with excel that shows the payments per month and need to make property taxes and insurance increase automatically every year (month 13, 25, 37, etc). I have been told that it can be done with the INT function but I cannot figure it out. Any ideas?

Big asked:


Im looking for a feature to add extra payments and extra charges (Insurance taxes) that are added into the loan due to the buyer not taking care of them timely.

Gizelle asked:


I am in the market to purchase a new house, but in order for me to get a correct estimate of what my mortgage will be..I need to know if anyone knows a cheap home insurance? PLEASE HELP

Judoka asked:


It looks like I will be facing a divorce in the next few months and I’m curious to find out if it’s possible for me to get a mortgage. There are some properties that are so cheap that between mortgage, taxes, and insurance (including PMI) my monthly payment would be a couple of hundred dollars cheaper than if I rented. My credit score is really high and I have never been delinquent on any loan I’ve had.

jordanafana asked:


I have about $8400 in debt from the IRS, State of MD, EdFund, and a light pole that I hit without insurance. I have a bad credit score (546) but I’m steadily employed but I only make commission.

quest asked:


I know that you can use itemized deductions on federal taxes, for the mortgage insurance paid, and property taxes paid.

1. Are there any other itemized deductions which can be claimed on federal forms?

2. Are there any deductions that I can claim on State forms?

Thanks.
I am considering moving to either Maryland or Virginia.

SJC asked:


We are currently going through a remortgage, first time we have done this since we bought our house. We have had everything accepted, survey completed etc. The solicitors have a copy of our buildings and contetnts insurance and I gave them the account details for our existing mortgage on Friday. How much longer will it roughly take before our current mortgage is cleard and we have the new mortgage and funds? Eager to start extending the bathroom! We are in Scotland, don’t know if that makes a difference.

SJ

dreucla23 asked:


This up-front mortgage insurance premium (MIP) was rolled/financed into my loan.
And if they are tax deductible, do I deduct all of it on the tax year I closed on my home? Or do I have to spread out the deductions over the lifetime of the loan?
Also, please provide a reference with your answer. I’ve done plenty of online searches and there is an abundance of conflicting information.

Tracy A asked:


I dont see why they have loses, its the insurance companies that are losing. The Bank collects on the default loan and have the houses too!

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Here C asked:


Hi
I want to know how to get the information of Refinancing agents for Home Mortgage. For example, our term insurance was handled by agent who took in our info, ran the numbers, spoke to companies and brought us few options/choices we can select.

Do we have someone like that for home mortgage refinancing? Thank you in advance for all your help

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