Reverse Mortgage » Fixed Rate Mortgage http://reversemortgage.info-junction.net What is Reverse Mortgage, How does reverse mortgage work, Advantages & Disadvantages of reverse mortgage. Mon, 30 Jan 2012 01:00:59 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 What happens when your fixed rate mortgage has expired? http://reversemortgage.info-junction.net/what-happens-when-your-fixed-rate-mortgage-has-expired/ http://reversemortgage.info-junction.net/what-happens-when-your-fixed-rate-mortgage-has-expired/#comments Thu, 30 Jul 2009 04:43:51 +0000 Admin http://reversemortgage.info-junction.net/what-happens-when-your-fixed-rate-mortgage-has-expired/ best mortgage rate
GeorgieGal25 asked:


I am shopping around for a mortgage but I dont understand what happens when the initial 2 year fixed rate term expires. Can you move the loan to another bank and get another fixed rate ?

]]> http://reversemortgage.info-junction.net/what-happens-when-your-fixed-rate-mortgage-has-expired/feed/ 4 My fixed rate mortgage has come to an end. Should I get a new one now or hope interest rates fall again? http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again-2/ http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again-2/#comments Thu, 23 Jul 2009 11:23:23 +0000 Admin http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again-2/ best mortgage rate
jayjay asked:


This is a question for those in the UK.
My fixed rate mortgage has come to an end. Do you think interest rates will continue to fall, or is it more likely that they’ll begin to rise? Should I get another fixed rate mortgage now or stay where I am on the provider’s variable rate (slightly higher than what they’ve offered as a fixed rate) and hope interest rates continue to fall?
Thanks!

]]> http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again-2/feed/ 2 When your fixed rate mortgage ends…is it best to switch companies or stay? http://reversemortgage.info-junction.net/when-your-fixed-rate-mortgage-endsis-it-best-to-switch-companies-or-stay/ http://reversemortgage.info-junction.net/when-your-fixed-rate-mortgage-endsis-it-best-to-switch-companies-or-stay/#comments Thu, 16 Jul 2009 23:53:00 +0000 Admin http://reversemortgage.info-junction.net/when-your-fixed-rate-mortgage-endsis-it-best-to-switch-companies-or-stay/ best mortgage rate
Scarlett write asked:


Also do you have to get all the papers and valuations done again to be approved? little concerned as now work part time not full time.
Just a little bit more info…I’m with Halifax in the uk. The fixed rate deal ends this Sept before changing to adjustable.
Also to complicate matters further it is a joint mortgage with a friend. We are 23 & 24 years old and both single at the moment. She works full time. I’m now a full time student who works weekends.

]]> http://reversemortgage.info-junction.net/when-your-fixed-rate-mortgage-endsis-it-best-to-switch-companies-or-stay/feed/ 9 Fixed rate mortgage rate ends in a few months, any ideas what I should do in the uk climate to prepare? http://reversemortgage.info-junction.net/fixed-rate-mortgage-rate-ends-in-a-few-months-any-ideas-what-i-should-do-in-the-uk-climate-to-prepare-2/ http://reversemortgage.info-junction.net/fixed-rate-mortgage-rate-ends-in-a-few-months-any-ideas-what-i-should-do-in-the-uk-climate-to-prepare-2/#comments Fri, 29 May 2009 20:08:03 +0000 Admin http://reversemortgage.info-junction.net/fixed-rate-mortgage-rate-ends-in-a-few-months-any-ideas-what-i-should-do-in-the-uk-climate-to-prepare-2/ best mortgage rate
boggaloo asked:


I know that anything could happpen in the next few months, no one would have forcast how bad things would get a couple of years ago. However I have to consider my fixed rate which I would like to continue with as I like to know my exact payments. My mortgage is very low and I have about 10 years left to run on it. Even in todays climate it is worth double what I paid for it.

Any ideas?

]]> http://reversemortgage.info-junction.net/fixed-rate-mortgage-rate-ends-in-a-few-months-any-ideas-what-i-should-do-in-the-uk-climate-to-prepare-2/feed/ 2 What is the best current buy to let fixed rate mortgage at the moment? http://reversemortgage.info-junction.net/what-is-the-best-current-buy-to-let-fixed-rate-mortgage-at-the-moment-2/ http://reversemortgage.info-junction.net/what-is-the-best-current-buy-to-let-fixed-rate-mortgage-at-the-moment-2/#comments Thu, 14 May 2009 09:21:05 +0000 Admin http://reversemortgage.info-junction.net/what-is-the-best-current-buy-to-let-fixed-rate-mortgage-at-the-moment-2/ best mortgage rate
Big D asked:


Looking to purchase a small property in the region of £100,000 and have 10% deposit avialable. I am looking for interest repayment only over a 20 year period.

]]> http://reversemortgage.info-junction.net/what-is-the-best-current-buy-to-let-fixed-rate-mortgage-at-the-moment-2/feed/ 4 What is the best fixed rate mortgage for buying a flat in the UK? http://reversemortgage.info-junction.net/what-is-the-best-fixed-rate-mortgage-for-buying-a-flat-in-the-uk-2/ http://reversemortgage.info-junction.net/what-is-the-best-fixed-rate-mortgage-for-buying-a-flat-in-the-uk-2/#comments Wed, 13 May 2009 15:31:46 +0000 Admin http://reversemortgage.info-junction.net/what-is-the-best-fixed-rate-mortgage-for-buying-a-flat-in-the-uk-2/ best mortgage rate
Darryl asked:


And are UK resisdents able to use Euro or US mortgages for homes in the UK? If so, are they worth considering?

]]> http://reversemortgage.info-junction.net/what-is-the-best-fixed-rate-mortgage-for-buying-a-flat-in-the-uk-2/feed/ 1 My fixed rate mortgage has come to an end. Should I get a new one now or hope interest rates fall again? http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again/ http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again/#comments Tue, 10 Mar 2009 17:58:38 +0000 Admin http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again/ mortgage rates
jayjay asked:


This is a question for those in the UK.
My fixed rate mortgage has come to an end. Do you think interest rates will continue to fall, or is it more likely that they’ll begin to rise? Should I get another fixed rate mortgage now or stay where I am on the provider’s variable rate (slightly higher than what they’ve offered as a fixed rate) and hope interest rates continue to fall?
Thanks!

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]]> http://reversemortgage.info-junction.net/my-fixed-rate-mortgage-has-come-to-an-end-should-i-get-a-new-one-now-or-hope-interest-rates-fall-again/feed/ 2 Can i get out of my fixed rate mortgage? http://reversemortgage.info-junction.net/can-i-get-out-of-my-fixed-rate-mortgage/ http://reversemortgage.info-junction.net/can-i-get-out-of-my-fixed-rate-mortgage/#comments Fri, 27 Feb 2009 17:25:37 +0000 Admin http://reversemortgage.info-junction.net/can-i-get-out-of-my-fixed-rate-mortgage/ fixed rate mortgage
Jill asked:


I signed up for fixed rate which isn’t due to expire for a couple of years , can i get out of it before it`s due and will there be a fee?
I don`t want to pay it off i just want to change to a cheaper one now that the mortgage rate has gone down…or if i stick with it will it mean i pay off my mortgage quicker?

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]]> http://reversemortgage.info-junction.net/can-i-get-out-of-my-fixed-rate-mortgage/feed/ 3 Should I switch over from an ARM to a fixed rate mortgage? http://reversemortgage.info-junction.net/should-i-switch-over-from-an-arm-to-a-fixed-rate-mortgage/ http://reversemortgage.info-junction.net/should-i-switch-over-from-an-arm-to-a-fixed-rate-mortgage/#comments Fri, 27 Feb 2009 12:28:51 +0000 Admin http://reversemortgage.info-junction.net/should-i-switch-over-from-an-arm-to-a-fixed-rate-mortgage/ fixed rate mortgage
jpn72 asked:


Currently my ARM has rocketed to 7.3% and I have PMI to boot.

At what point is it, or is it not, viable to switch to a fixed rate option somewhere in the 6% range.

My refinance loan ammount would be approx 400K.

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]]> http://reversemortgage.info-junction.net/should-i-switch-over-from-an-arm-to-a-fixed-rate-mortgage/feed/ 10 I want to refinance my ARM to a fixed rate mortgage, what are the steps to take? http://reversemortgage.info-junction.net/i-want-to-refinance-my-arm-to-a-fixed-rate-mortgage-what-are-the-steps-to-take/ http://reversemortgage.info-junction.net/i-want-to-refinance-my-arm-to-a-fixed-rate-mortgage-what-are-the-steps-to-take/#comments Thu, 26 Feb 2009 05:40:47 +0000 Admin http://reversemortgage.info-junction.net/i-want-to-refinance-my-arm-to-a-fixed-rate-mortgage-what-are-the-steps-to-take/ fixed rate mortgage
Claudio F asked:


I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?
I have $67,934 mortgage+ $22,000 home equity loan=$89,934.
I want to pay it off in 15-22 years.
My credit score is 707.
The house is worth only $75k now.
We want to stay in the house for at least 5 more years.
Where do I find a good deal?

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]]> http://reversemortgage.info-junction.net/i-want-to-refinance-my-arm-to-a-fixed-rate-mortgage-what-are-the-steps-to-take/feed/ 3