GeorgieGal25 asked: I am shopping around for a mortgage but I dont understand what happens when the initial 2 year fixed rate term expires. Can you move the loan to another bank and get another fixed rate ?
jayjay asked: This is a question for those in the UK.
My fixed rate mortgage has come to an end. Do you think interest rates will continue to fall, or is it more likely that they’ll begin to rise? Should I get another fixed rate mortgage now or stay where I am on the provider’s variable [...]
Scarlett write asked: Also do you have to get all the papers and valuations done again to be approved? little concerned as now work part time not full time.
Just a little bit more info…I’m with Halifax in the uk. The fixed rate deal ends this Sept before changing to adjustable.
Also to complicate matters further it [...]
boggaloo asked: I know that anything could happpen in the next few months, no one would have forcast how bad things would get a couple of years ago. However I have to consider my fixed rate which I would like to continue with as I like to know my exact payments. My mortgage [...]
Big D asked: Looking to purchase a small property in the region of £100,000 and have 10% deposit avialable. I am looking for interest repayment only over a 20 year period.
Darryl asked: And are UK resisdents able to use Euro or US mortgages for homes in the UK? If so, are they worth considering?
jayjay asked: This is a question for those in the UK.
My fixed rate mortgage has come to an end. Do you think interest rates will continue to fall, or is it more likely that they’ll begin to rise? Should I get another fixed rate mortgage now or stay where I am on the provider’s variable [...]
Jill asked: I signed up for fixed rate which isn’t due to expire for a couple of years , can i get out of it before it`s due and will there be a fee?
I don`t want to pay it off i just want to change to a cheaper one now that the mortgage rate has [...]
jpn72 asked: Currently my ARM has rocketed to 7.3% and I have PMI to boot.
At what point is it, or is it not, viable to switch to a fixed rate option somewhere in the 6% range.
My refinance loan ammount would be approx 400K.Content – Members-Only Content for WordPress
Claudio F asked: I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?
I have $67,934 mortgage+ $22,000 home equity loan=$89,934.
I want to pay it off in 15-22 years.
My credit score is 707.
The house is worth only $75k now.
We want to stay in the house for at least 5 [...]
