What are the negotiating terms/drivers for a 40 year fixed rate home mortgage refinancing deal?

gerda asked: I’m looking to obtain the best deal possible, so help me with the hidden quirks on this of type of transaction.

Can i get out of my fixed rate mortgage?

Jill asked: I signed up for fixed rate which isn’t due to expire for a couple of years , can i get out of it before it`s due and will there be a fee?
I don`t want to pay it off i just want to change to a cheaper one now that the mortgage rate has [...]

Should I switch over from an ARM to a fixed rate mortgage?

jpn72 asked: Currently my ARM has rocketed to 7.3% and I have PMI to boot.
At what point is it, or is it not, viable to switch to a fixed rate option somewhere in the 6% range.
My refinance loan ammount would be approx 400K.Content – Members-Only Content for WordPress

I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?

Claudio F asked: I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?
I have $67,934 mortgage+ $22,000 home equity loan=$89,934.
I want to pay it off in 15-22 years.
My credit score is 707.
The house is worth only $75k now.
We want to stay in the house for at least 5 [...]

What is the best fixed rate mortgage for buying a flat in the UK?

Darryl asked: And are UK resisdents able to use Euro or US mortgages for homes in the UK? If so, are they worth considering?Content – Members-Only Content for WordPress

do you think that fixed rate – mortgage rates are going go down or up in 2008?

Eva G asked: not ARM mortgage loans , I am asking about fixed rate loans.Content for WordPress

In doing a 30 year fixed rate mortgage, what is the better option. A bank or credit union or a broker?

marmstrong1877 asked: I have been researching mortgages for months and no one gives me a straight answer and even if it seems that they do. The next person I talk with has a conflicting answer. It seems that Brokers charge more closing costs but banks don’t seem to have as much information on [...]

I own a flat in south west wales (UK). i bought it this year with a 10year fixed rate mortgage. I am now in th?

baybee asked: I have a 10year fixed rate mortgage which i think means if i sell within this time i get huge repayments. I am torn whether to sell the flat or rent it out when i movein with my boyfriend. Words from the wise much appreciated- i have never owned my own property before.Website [...]

Can I get a fixed rate mortgage for a new construction?

UFgirl asked: I am shopping for quotes to buy my first single family home which will most likely be a new construction home. I was told by one source that fixed rates mortgages are not available for new construction homes. I can only get Adjustable Rate Mortgages. Is this true? Why?Content for WordPress

Is there anyway to avoid paying the fine for breaking fixed rate period on mortgage?

maria asked: i want to release money out of my house, but because i rent it out they wont let me have very much, so i have decided to sell, but i still have a year of fixed rate left, mortgage is with Northern rockWebsite content


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