How does bad credit come off your credit report once you have passed the 7 year deadline? »
By Admin on Nov 5, 2009 in Economics | 4 Comments
oralee v asked: How does bad credit come off your credit report once you have passed the 7 year deadline?
has any one heard of a bad credit loan company called prosper? »
By Admin on Jun 27, 2009 in Personal Finance | 2 Comments
curly asked: i’m trying to get a loan. i have a bankrupcy and a foreclosure on my credit report. this place called prosper popped up. has anyone heard of them.
How can you fix bad credit, can you wait it out until it disappears off your credit report? »
By Admin on May 28, 2009 in Credit | 7 Comments
Kristy R asked: I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?
Is it OK to apply to more than one lender for a mortgage so I can accept the best offer? »
By Admin on May 18, 2009 in Renting & Real Estate | 11 Comments
bruce65237 asked: I am a first time home buyer and would like to shop around for the best deals/rates. I’d like to get pre-approved for a loan. I’d also like to shop around for the best terms, interest rates, etc. I’d also like to make sure I am pre-approved for the right amount (for the [...]
Can refinancing current mortgage into spouse’s name improve credit scores? »
By Admin on Feb 3, 2009 in Credit | 8 Comments
N_ J05 asked: Will our current mortgage report as “payed-off” on my credit report, and will it cause my scores to increase. If so, how quickly? Will getting a mortgage, improve my husband’s credit scores? If so, how quickly?Create a video blog
When you refinance your home mortgage with the same mortgage company like wells fargo, do they? »
By Admin on Jan 15, 2009 in Renting & Real Estate | 5 Comments
Pet R asked: do they look at your credit report or just how you have paid themCreate a video blog…instantly.
if trying for a home mortgage for the first time, with bad credit, can i? »
By Admin on Jan 7, 2009 in Personal Finance | 9 Comments
samantha r asked: get a copy from a rent-a center on stuff that i purchased, to show good payment history for the past couple of years(puchased a washer and dryer on a 2 year payment plan, and was never late), if i don’t have a lot of good payment history on my credit report? if [...]
What’s a mortgage account? Can it only be a house/home/land? »
By Admin on Jan 1, 2009 in Credit | 2 Comments
Derek M asked: Trying to build my FICO score and purchased a credit report. In it, it stated that I don’t have “enough mortgage accounts” and that I should open different types of accounts. I’m trying to build my credit to buy a house! Are their other types of “mortgage accounts” short of homes/houses that [...]
if a deed to a house is in your name but there is no mortgage would it be on your credit report? »
By Admin on Dec 23, 2008 in Renting & Real Estate | 7 Comments
dianenjeff asked: I am currently renting to own with a contract. We pay the seller every month. The only problem is that since we do have an actualy mortgage and he does not report to the credit bureaus our payments are not effecting our credit. We are trying to build up our credit. The deed [...]
How long is it going to take before I can get a mortgage? »
By Admin on Nov 29, 2008 in Renting & Real Estate | 2 Comments
Mom2Boyzz asked: In Dec/06 we started looking for a mortgage. Unfortunately our credit scores were too rough to be approved (Me 498, hubby 487). Since then, I have acquired a copy of my credit report and know that a lot of inquiries will be falling off at the end of June. Most of the problems [...]