What is the best debt consolidation service to use? »

Kathy S asked: Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!Create a video blog…instantly.

How do get my credit card debt to zero? »

Ramesh asked: I had left USA around 4 years back as I could not get a job(software). When I left I had credit card debt. Now i want to be back and normalize my debt. I currently dont have a job. I checked my credit report on the internet but confused with the terms. Its [...]

How much of a burden is credit crad debt when you apply for a mortgage? »

todd asked: I racked up considerable credit card debt in college. Yet I am very good about paying in every month and have never defualted or been late with a payment for ANY kind of debt. My income is above average but my total debt is about 1/4 of my income. how much of a [...]

I want to consolidate my credit cards debt and get rid of high interst rates. What is the best way to do this? »

mony ou asked: I have 4 credit cards with approx. $25,000.00 worth of debt on them. I would like to get ahold of a non-profit debt counseling service in order to get rid of the high interest rates and pay them off alot sooner instead of only paying the interest and the over the limit [...]

How old does a credit card debt have to be before limitations expire and it can be erased off your report? »

timberteri24 asked: I have one card that an attorney firm has found me and is telling me that if I don’t pay them 2700, their offer, on a 10,500 debt, I will be taken to court. This is the 4th offer in 4 yrs. Each time it drops in value. What will happen to me [...]

How long does it take for a debt record to come off my credit report? »

wendy asked: I just paid off some credit card debt. How long does it take for the debt to come off my credit reports? Thanks people.Create a video blog

What is the most debt you have eliminated in a year? »

TwinkaTee asked: I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!Create a video blog

what are the consequences of not paying off credit card debt? »

Penny H asked: My family and I had an unplaned birth, and our now overwhelmed with medical expenses and the new expenses from the child. Since we did not have health insurance we became overwhelmed with bills. Over the last couple of years we have fallen progressively farther behind on our credit card bills. We [...]

What is the fastest way to get rid of credit card debt? »

violet46 asked: I’m not talking about those debt consolidation programs, where they settle your debt and you make payments to them. That actually adversely affects your credit. But what other ways are there?Create a video blog

How does the concept of debt consolidation work? Especially as it applies to credit cards? »

ikeasks asked: I am trying to help someone who has aboout $10,000 in credit card debt, spread over 6 cards, get things turned around. Is there anyone who knows the options they have and which processes are the best. Any help is greatly appreciated.Create a video blog…instantly.

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