How will requesting a new credit card but not activating it affect my credit? »

i rock! asked: I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I requested [...]

What is the best credit card to start my credit? »

chaos_magician13 asked: I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but [...]

How long does a bad credit card stay on my credit report? »

alyabis asked: Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long? ThanksContent – Members-Only Content for WordPress

Is there a credit card for young adults that have no credit what so ever? »

single_mother asked: Alright, I have searched the internet and asked people this question. I want to get a credit card to help build my credit. But I am having trouble finding a real credit card. I do not want a debit card. I know they exist, so please help me. Is there a real credit [...]

what is the best credit card for a first timer who wants to build credit? »

cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one. I just want one so I can work on establishing credit. I want to make one or two monthly purchases and [...]

How does student loan debt affect my credit score? »

Fly girl asked: I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I’ve also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that’s it. I have never had [...]

What is the best credit card for an 18 year old? »

alilley07 asked: I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates [...]

How can I get a credit card with rewards when I have bad credit? »

JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to [...]

What is the best credit card to apply for for the first time? »

flori0009 asked: I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just [...]

What is the best credit card I can get to start building my credit with? Or how can I start building my credit? »

wrightemail256 asked: Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!) Question: Best credit card to get to starting building credit and can I build my credit [...]

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