What is the fastest way to get rid of credit card debt? »

violet46 asked: I’m not talking about those debt consolidation programs, where they settle your debt and you make payments to them. That actually adversely affects your credit. But what other ways are there?Create a video blog

How does the concept of debt consolidation work? Especially as it applies to credit cards? »

ikeasks asked: I am trying to help someone who has aboout $10,000 in credit card debt, spread over 6 cards, get things turned around. Is there anyone who knows the options they have and which processes are the best. Any help is greatly appreciated.Create a video blog…instantly.

can you purchase a home that you can also consolidate your credit card debt as part of your mortgage? »

leclercnlakenona asked: Planning on buying a home, but have racked up some credit card debt. I want to know if I purchase a home, can I consolidate some of my credit card debt as part of the mortgage?Content

What are the chances of me getting a mortgage for this house? »

Jansen Y asked: The house is listed at 88K. I have been out of college for 1 1/2 years. My credit score is around 630 and have been employed with the same company for over a year. My gross income from my full time and part time job is 51k a year. The only blemishes [...]

What is the best debt consolidators to use? »

Green Monkey asked: I have credit card debt that I can’t seem to make a dent in and I really need some help to get it back under control. Also does it cost money to use the services or is it free.Content

Who is responsible for credit card debt if somebody dies? Or does the company eat it? »

Brad asked: Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person’s estate. But let me pose another question [...]

What rights do I have when a debt collector or creditor is trying to collect money from me? »

TONY asked: My husband passed away and left a credit card debt. I did not co-sign or use in anyway this credit. Should I be concern? I already send the death certificate and now the credit card send the info to a debt collector. Shoul life insurance be consider his state or mine?Content for WordPress

What is the best solution for credit card debt? »

LyndseyGetsLucky asked: I am way in over my head, I have 6 credit cards and I’m over $12,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I can barely afford the minimun payments and it has ruined my credit. I need HELP!Website content

How important is it to pay off debt before applying for a home loan? »

Kerrie H asked: I want to apply for a home loan but I have about $10,000 in credit card debt. I want to get in on the market now, how important is it that I pay off my debt before applying for the loan?Content

What are the chances of me getting a mortgage for this house? »

Jansen Y asked: The house is listed at 88K. I have been out of college for 1 1/2 years. My credit score is around 630 and have been employed with the same company for over a year. My gross income from my full time and part time job is 51k a year. The only blemishes [...]

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