Is it better to us a Consoladation company or to use a home equity loan to pay off debt? »

WYN asked: I am in a little over $45,000 credit card debt. I am trying to figure out if it would be better for me to use a consolidation company or to get a home equity loan.

Can I get a debt consolidation loan as a home loan but with no equity? »

Cassidy S asked: I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty making all the payments and I don’t want to completely ruin my credit. Any reliable consolidation advice would be apprecitated!

Is it recommended to use debt consolidation for credit card debt? »

m_snider9430 asked: I am approximately $25k in debt, should I use a debt consolidation agency?

Can a new home equity loan amount be larger than your mortgage balance? »

cjt asked: We currently have a home equity loan and a mortgage, but want to pay off credit card debt. Can we take out a new home equity loan, paying off the current home equity loan and credit card debt which would result in the home equity loan balance being larger than the mortgage balance? [...]

How do you consolidate credit card debt if you do not own a home? »

RunsWithKnife asked: I owe about $12,000 in credit card debt and I wanted to make that my year’s goal to pay it off, but a lot of the websites I find require that you own a home, or charge a huge interest for someone to “negotiate” with your creditors to bring down interest. Does anyone [...]

Can the collector ‘s lawyer suit for the house? »

Beijing China Girl asked: if credit card debt over 40000 and person are 79 year old and now in the nursing home cannot walk and mot doing well’But she still own the house under the reverse mortgages. Can the collector ‘s lawyer suit for the house? the person live in FLContent

How can I legally erase credit card debt and/or home mortgage? »

boots asked: I want to know if the law provides for a way to erase credit card debt legally, and if there is a legal way to erase a home mortgage.Create a video blog…instantly.

What is the longest you should hold credit card debt for? »

Brad M asked: I currently have around $3,200 in credit card debt, which is a large yet manageable amount. I want to pay this debt off slowly. What is a good timeframe to completely pay off my balance? Is a year or two a good goal or should I be more aggressive? I know it [...]

Is the SOL on credit card debt determined by the state you currently live in or where the debt originated? »

GeminiStars asked: Is the Statute of Limitations on credit card debt, determined by the state you currently live in or where the debt originated? I have a debt that I stopped paying on in Jan 2002. I acquired the debt while living in Texas and stopped paying it while living in Texas. My husband is [...]

What is the best solution for credit card debt? »

LyndseyGetsLucky asked: I am way in over my head, I have 6 credit cards and I’m over $12,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I can barely afford the minimun payments and it has ruined my credit. I need HELP!Create a [...]

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