zherizz asked: Besides the usual banks citi, BofA, wells fargo,etc. Any ideas what other companies offer a better rate? Most of these banks I’ve mentioned have points and I’ve noticed their rates are higher than some smaller companies. problem is I;m not sure what small companies to trust. We want to buy a home in [...]
I’ll_Beat_U_At_Pacman asked: I was told by someone that if you buy a condo, as opposed to a home, that one can expect a mortgage rate difference of roughly 0.25%, due to the fact banks see condos as more risky/ harder to sell. Is this true?
The Builder asked: I have Realy bad credit and need a bank account for my direct debits is there any bank that will let me open just a basic account i have tried two banks and they both said NO because of my BAD credit and ccj’s any advise welcome.
moneyMaker? asked: I am a non canadian resident (from UK) but my wife is Canadian. We’re planning to move to canada next year. The property in question is commercial with retail (ground floor) and flat/apt (rented) above. Any ideas which banks I should approach to get a mortgage?
Try n Smile asked: does anyone know of any banks etc in the UK that will offer a buy to let mortgage on a 15% deposit? All the ones i have looked at are asking for a minimum of 25%deposit. thanks.
harryw asked: I have good credit (650-720) but I have very high debt due to a divorce/separation where my ex-wife’s house is in my name. She makes all the payments for it and I cannot get her to sign anything legal for it. So…. all banks are telling me they can’t finance me [...]
nicky asked: I have a friend who is buying a house. He is trying to get the best rate. There are mortgage brokers that are offering a rate that is 0.125% better than the banks. Right now, that is around 6.25% for a 30 year loan at 80% financing. Are mortgage brokers the best deal? [...]
Adam C asked: Following recent news, I discovered that the Bank of England lends money only as the “lender of last resort”. If the BOE does not reguarly lend money to banks (i.e. my mortgage is not underwritten by BOE loans) why does BOE base rate have a direct effect on my mortgage?
Jentleman asked: I have a friend who is buying a house. He is trying to get the best rate. There are mortgage brokers that are offering a rate that is 0.125% better than the banks. Right now, that is around 6.25% for a 30 year loan at 80% financing. Are mortgage [...]
childtax asked: I am a first time home buyer. I am seeing lot of adv of mortgage lenders in bakerate.com. How do I know those companys are good in terms of rate, fee and service? Is there any review sites? Is there any advantage in getting mortgage loan through reputed banks like wells fargo, chase [...]
