By Admin on Jun 12, 2009 in Credit
dahlia asked:
i need a mortgage and have little money down. monthly income is around $5500 and really no other bills. however, i have a bankruptcy that is just over a year old. my credit scores are 630, 624 and 600….does anyone have any suggestons where i could find a mortgage company that will finance me with the mortgage meltdown as it is now?
i need a mortgage and have little money down. monthly income is around $5500 and really no other bills. however, i have a bankruptcy that is just over a year old. my credit scores are 630, 624 and 600….does anyone have any suggestons where i could find a mortgage company that will finance me with the mortgage meltdown as it is now?
You have a good income. You need to cut down your expenses now further to save something for your future. You have a good credit score besides a bold negative remark of Bankruptcy. You need to contact Professional Mortgage company. However, Bankruptcy stays on credit report for 7-10 years. It will impact your negotiation ability. If you are ready to pay high interest rates, then they may help you. Otherwise, Savings is only way to plan ahead.
Sukumar S | Jun 13, 2009 | Reply
Now a days it is really becoming difficult to find a lender who gives out loans to people with less than perfect credit. I work for a Credit Restoration Group and i could help you get rid of the bankruptcy from your credit report. if you are interested feel free to contact me at or 4086673247
good luck and god bless
Michael A | Jun 13, 2009 | Reply