Have outstanding debts, credit not the best how to get a mortgage and combine everything into 1 payment, help?

lkf88 asked:


I am trying to get a mortgage, need approx $200,000, want to get a modular on a full foundation, on our property. My problem is my husband was injured 5 years ago and can not work, since his injury money had been tight, and in order to get by i have racked up about 25,000 in debt, and because I left it get out of hand I fell behind on some bills, i am back on track with all of them, am trying to get one of them caught up, should be good with that way by end of May. I work all the OT I can get and just got a part-time job to get ahead. I really want to do this for my husband, it would bring his spirits up greatly. We moved in with my parents the year he got hurt, well before he got hurt becasue we were planning on out house that year, but then he got injured, so we were only planning on a few months at the most and now it has been almost 5 years. I know if I could get $200,000 to combine it all and have a payment of around $800, I would be good, I just need someone willing to help.

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