Category: Personal Finance

25 or 35 year Amortization Period? Which is better? will I really be losing money? »

Aamina asked: Right now I’m renting and I’m paying $1300 a month for rent. I’m looking to buy a place because the apartment that I live in is really dingy and the people in my area are really scary. the city that i live in is extremely expensive, so $1300 a month for rent is [...]

i’m searching for the best mortgage rate. my score is 562.? »

nilo10107 asked: one company ran my score 2 days ago, but i don’t like what they are offering me. another company said they must run my credit so it’ll be in their database in order for them to tell me what i qualify for. Is this wise to run my credit this close together? I’m [...]

What is an average salary range? »

dewingedfairy asked: I know this is kind of an odd question– but I am always curious to what nationally how my husband and I compare to what national averages are. He makes about 22 an hour and I am at 15 (also in college currently) He is 30 and I am 23. Our mortgage is [...]

Where can you find a bad credit loan for $5000 or more if you have collateral? »

Debbie asked: I need a loan quickly to pay off urgent bills . I have steady income and own property but my credit is bad.

Give the benefits of debt consolidation loan? »

j–fer asked: I am planning for a debt consolidation loan. I want to know the benefits of the debt consolidation loan.

Is there any way to get a mortgage loan with bad credit? »

Mystery Babe asked: Hi there, I was wondering if there is any way at all to obtain a mortgage loan with bad credit, my home is sold and I am looking at a condo, I have half of the money for the condo but will need another half through a mortgage loan. Is there any [...]

Who is the best mortgage lender? I have been dealing with two? »

billscott92787 asked: I have been dealing with Prosperity Mortgage and Monoko (which is associated with Dan Ryan Builders). I wanted to know where to get the best deal, any other recommendations? It appears Prosperity Mortgage is part of Wells Fargo, we are going with the USDA financing because we qualify for 100% financing to save [...]

Should I take out a 2nd mortgage or home equity loan to pay off credit cards? »

mrfixit6549 asked: I’m going to be putting my house on the market soon. Should I pay off the cards now or wait til I sell the house? I expect to make enough to pay off mortgage AND outstanding cards but would like to pay cards sooner.

What is the best site for Christian debt consolidation? Is it better than regular debt consolidation? »

Jeff asked: I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.

I need help to report business cash investment on form 4562? »

khenghean asked: I am a new business owner and doing tax online. I complete all tools and equipment depreciation, but I do not know where to put the business cash investment, so that I can begin doing amortization calculation. Please help me, anyone out there.Or, advise me on what form and line should I report [...]

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