Category: Law & Ethics

Is the Deed of Sale needs to be notarized between Seller and Purchaser of Lot? »

Ray asked: The above question i raised is pertaining to the lot i purchased from a developer of a subdivision wherein after paying the reservation fee, the developer is requiring me now to pay the Downpayment payable every month within 6 months until succeeding monthly amortization for the balance of the total value of the [...]

Where can i get a unsecured bad credit loan? »

george asked: an unsecured bad credit loan of 1,000 dollars is needed very quickly so if anyone knows please leet me know thank you.

Do I need a lawyer to change joint ownership to sole ownership in a deed of commercial property? »

Michael asked: I own a commercial property in Florida under joint ownership, me and my wife. I’d like to have the deed under my wife’s name only. The property has no mortgage, and has been rented.

When Taking Out A Mortgage, Must I Declare My Intentions? »

I Love To Be Hated asked: What I mean is that must I declare whether I am intending to place it on rent or live in the property myself? I ask this because, when shopping for mortgages, I notice that buy-let-mortgages and first-buyer mortgages are seperate….Moreover my impression was that buy-to-let mortgages are only for [...]

whats the best way to deal with an endownment policy that isnt going to pay my mortgage? »

no name asked: after 20 years we now find that our mortgage wont be finished in 5 years a we hoped its devisating when you are getting old to find this out can anyone advise me in a helpful way please

Looking for an organization that deals with victims of mortgage/appraisal fraud? »

Sylvia B asked: This took place in Florida and the property was fraudently appraised higher to sell and later was found out but the lender does not want to back up the buyer. With the exception of having to pay big bucks to an attorney to sue, wanted to check for any organization that may [...]

Can I use a property that has no equity (100% mortgage) to bail someone out of jail? »

Robert W asked: I’ve heard of people posting bail by putting up their homes that they own. Does anybody know anything about the process- or if my house will be rejected outright because I owe 100% of the value of the house to the bank? New York state

When someone dies and leaves an unpaid balance on their home mortgage, who pays it? »

walter ego asked: According to the will my husband cannot sell the house unless his deceased fathers girl-friend chooses not to live in it. There is a balance left on the mortgage, and the will states that she can live in it as long as she wants, but she doesn’t have to pay rent,but she [...]

Can a interspousal transfer grant deed be reversed by the grantor? »

Scott asked: my wife is not on the mortgage but I am about to grant deed her onto the title, can I later reverse this ?Content

What happens if i don’t pay a debt for a toll violation? »

Brian F asked: I went through a toll here in Colorado, there was nobody manning the booth and no forms to submit payment later. Admittedly i forgot all about it, and here it is a year later and a debt collector is leaving messages on the main voicemail at work, with the administrative staff forwarding [...]

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