Archive for October, 2009

Will my loanable amount change if I transfer to another company during the course of my pagibig application? »

huit asked: the initial assessment for my loanable amount is Php750,000. I applied my pagibig loan through the developer last February 2008. Now I am planning to transfer to another company but with a lower pay. Would that affect my loanable amount even though I have already applied for the loan since Feb 08? my [...]

My amortization period? »

Dorf asked: I have a mortage at 9.95% compounded semi-annually, amortized over 25 years. But what effect will it have on my amortization period if I choose to change my payments from $1000/month to $500/every two weeks? Eventually, I will call my agent, but in the meantime, while I am thinking this through, I would [...]

What happens if amortization is not recorded? »

asked: What happens if a company never amortizes its facilities? please answer quickly!

Where can i get a unsecured bad credit loan? »

george asked: an unsecured bad credit loan of 1,000 dollars is needed very quickly so if anyone knows please leet me know thank you.

Does bad credit history/defaulted payments affect getting a working visa in the USA? »

Georgie asked: I am planning to go to US in April. I will be in credit however have missed payments etc and have a bad credit history. Will this affect me getting a visa?

Bad credit mortgage? »

fderrico asked: At what point can I be considered for a mortage. Credit scores are 525 535 555.. Have good income.. Fiance has good income but bankrupt so I probalby just have to doit on my own. I need to know when I could be considred for a mortgage with an affordable interest rate and [...]

Amortization expenses and accumulated amortization? »

John H asked: One of my assignments states that accumulated ammortization is 11,200 and the amortization expenses account has a balance of 9,500. If accumulated amortization can only be recorded (as a credit) with a debit to the amortization expense account, then the amortization expense account should have a balance of 11,200 or greater. Can [...]

How to compute present value of loan amortizations? »

JJT asked: We need to choose among several loan options. By calculating the present value or net present value of loan payments over the years, maybe we can choose the best loan.

Computing annual amortization? »

. asked: A Gallery purchases the copyright on an oil painting for $418,000 on Jan. 1, 2008. The copyright legally protects owner for 19 more years. However, the company plans to market and sell prints of the original for only 10 years. Using the information above, How do I prepare entries to record the purchase [...]

Adjustable amortization schedule? »

Big asked: Im looking for a feature to add extra payments and extra charges (Insurance taxes) that are added into the loan due to the buyer not taking care of them timely.

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