Archive for July, 2009

When buying a home, what is the best lender to use for a mortgage? »

galactic129 asked: …a lender that would give the best possible mortgage rate. I realize that this is a rather vague question, but please make at least a general input. Thanks.

What is a good, reliable, honest debt consolidation service in Chattanooga, Tennesse.? »

deb35802 asked: I need a credit counseling/debt consolidation service in Chattanooga that is reliable and honest. Thanks!

Suggest a cheap (temporary) floor covering, so we can get a conventional mortgage (not construction)? »

KateToo asked: We bought a home in need of work and so needed a construction loan. It’s not one where we do some work, get some money, do more work, etc. We have the money to do what is needed – you just can’t get a conventional mortgage unless there is “no construction”. Work is [...]

Does anyone know a reputable bad credit loan lender? »

KC asked: It seems that most of the firms advertising to specialize in bad credit loans are scams – predators just waiting to rip innocent people off! Does anyone know of a reputable firm that actual offers loans to people with bad credit without requiring money up front for the loan? If so, please let [...]

What is the difference between a home equity loan and a mortgage? »

Flower M asked: My bf and I are thinking of making a house, he has the land already, I am completely new to this whole business. Can anyone clarify these concepts? To me they seem like the same thing. Thanks!

Can you define amortization in mortgage? »

ytccpr asked: HOW DO YOU CALCULATE AMORTIZATION WITH ARM MULTIPLY SUBTRACT ADD DIVIDE (WHAT ) Can you specify?

Best mortgage deal – 3 year fixed in UK? »

Forest 1 asked: Hi, looking for a 3 year fixed rate mortgage – just don’t know where to start looking – there are SO MANY out there!!!

Let To Buy Mortgage (UK)? »

Ben A asked: I have been told by a friend about ‘let to buy’ mortgages, do these still exist. I am of the understanding that we continue to pay the existing mortgage but it is rented out and this covers the mortgage. We can then get a mortgage on a new property and live there! [...]

How does a person on disability and force retirement with bad credit get a loan ? »

gw_extdman1 asked: I never seem to get ahead with the bills that I have and I only get a limited income and have been on disability and forced retirement since 1987 and up until 2003 was paying on bills that my brother charged in my name and that is when the creditors told me not [...]

Have a commercial property I make payments on. Can I use the interest as tax savings on my personal income? »

Curious G asked: I have a retail commercial property. It has 3 store fronts and all three are rented out. I was wondering if I can make extra payments from my personal income toward the property’s mortgage and use the interest paid toward lowering my taxable income on my personal income?

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