Archive for June, 2009

How good of a mortgage rate can someone get for having an excellent credit score? Over 800? »

acman07033 asked: I recently got a quote for a 30 yr. fixed rate mortgage of 6.75% and was wondering if that was a good rate considering I have an excellent credit score. I simply thought it would have been lower, and did not know if it were negotiable.

is it possible to add traffic tickets to a debt consolidation program? »

vmy asked: I am about to go nuts, I am in very serious debt and to add to it i have outstanding traffic tickets. I was considering debt consolidation but what I’m wondering is if i can add the tickets to the debt consolidation plan? Only serious answers please. Thank you for your time. that [...]

If you very bad credit is it possible to get a personal loan? »

CJ asked: Bad credit personal loans if its possible how and were? all over the internet they say you can get a personal loan no matter what your credit is, if so then who can testfi and what company did they use because I dont know anyone that has got a personal loan with bad [...]

I’ve figured out a way to buy a property w/o having to get a mortgage. Tell me what you think? »

Chris J asked: Let’s say I want to buy a commercial property for 200K and don’t want to put do 30% and get into an 8 – 10% interest rate commercial mortgage. I own a very profitable company which grosses 1M per year, Bank are always offering this company large loans or equity lines on [...]

need equity loan for 90000 but son will sign the loan but he is not in the title? »

gerry esper asked: My son will sign my the equity loan because I am not qualified because of my credit. He is not in the title of the house. Is this possible ? I have a lot of equity in my house.The money is for home improvement.

does anyone know any cheap car insurance so i can put my 19 year old on my insurance.? »

Deano&Stevie asked: I have a 19 Year old who is really eager to drive. so ive decided to put him on my insurance but who im with at the minute i would need to get a mortgage to pay for it. Does anyone known any cheap insurance company’s?? hes only got a provisional licences and [...]

How can we lower our mortgage rate? »

Ignacio T asked: Hi, I’m wondering what are the options to lowering our mortgage rate. We currently have about a 300,000 dollar loan for our house. However, we have them on two different loans; they’re at 10% and 7% interest. I was wondering what steps we can take to lower these rates. With the economy [...]

how to calculate the net cash flow with 0 amortization expense? ? »

MiMi asked: If i have the reported net income as 3.1 million and depreciation as $500,000. How do I calculate net cash flow with 0 amortization expense?

What is the best way to pay off a mortgage early? »

Tom asked: Have ten years left on a mortgage and want to reduce the overall time without tapping my savings too much.

Anyone else out there have an adjustable rate mortgage and no equity left to refinance? »

www.TheMovieMonster.com asked: I dont know where to turn to now, my rate has gone up and i can barely make my house payment. With no equity, is there help out there? I hear the government is stepping in to assist, but when and where? i have not been late once. I forgot to mention my [...]

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