Archive for January, 2008

How is a credit card considered a written contract instead of an open account? »

rich61969 asked: I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open [...]

Where do you see Mortgage rates heading? »

Rena asked: I’m closing on my house in November, what do you think a 30 year mortgage rate will be at? Any idea? I’m only asking for an opinion. I understand no one can give a set number.Website content

fixed rate mortgage does property taxes go up every year and if so does your mortgage rate go up because of? »

youhave24charcterstoworkwith asked: this situation, how does the mortgage company offset the issue with property taxes?Content – Members-Only Content for WordPress

What is a good credit card to get that you almost will never get turned down for? »

JD asked: I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to [...]

What is the best debt consolidation service? »

Ruffus asked: I have a few credit card that are past due and I’m not able to make the payments. What is the best debt consolidation company to use? Keep in mind, I’m not a home owner. I’m not a student and actually I’m looking for a better answer than the obvious budget and make [...]

Should I mortgage a new home with the same brokers that are selling it? »

mush182000 asked: I am a first time home buyer, so please excuse my lack of understanding. The brokerage that owns the home (its a foreclosure), also has a mortgage arm. I was going to go through the mortgage arm through my realtor/close family friend, but arent there some potential cost savings if I proposed getting [...]

Mortgage problem? »

boddymood asked: I am divorced and the house was left to me to deal with. I have had the house on the market since Oct. with not even an offer to date. I really want to get out of this house since my ex wife still lives at the end of my road. I also [...]

When applying for refinancing for a mortgage how long does the process usually take? »

tardis_mom asked: From the time the formal application is handed in to the loan officer of the bank (it’s a really small regional bank with only 3 branches), how long does the entire process take to get to closing. We had the formal appraisal already (about 3 weeks ago) and were wondering when we can [...]

Is anyone else having problems with the increase in mortgage rates? I’m looking to see what my options might »

ronda t asked: be such as refinancing at a fixed rate. I have thinking about foreclosure and it stays on your credit report forever. Any suggestions out there?Website content

My current home mortgage (s)has 2 loans can I refinance only 1? »

boobiecat asked: One has a higher interest rate than the other and I want to try and lower the higher one.Content – Members-Only Content for WordPress

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